This paper focuses on Zero-Trust Foundation Models (ZTFMs), a novel paradigm that embeds zero-trust security principles into the lifecycle of foundation models (FMs) for Internet of Things (IoT) systems. By integrating core tenets, such as continuous verification, least privilege access (LPA), data confidentiality, and behavioral analytics into the design, training, and deployment of FMs, ZTFMs can enable secure, privacy-preserving AI across distributed, heterogeneous, and potentially adversarial IoT environments. We present the first structured synthesis of ZTFMs, identifying their potential to transform conventional trust-based IoT architectures into resilient, self-defending ecosystems. Moreover, we propose a comprehensive technical framework, incorporating federated learning (FL), blockchain-based identity management, micro-segmentation, and trusted execution environments (TEEs) to support decentralized, verifiable intelligence at the network edge. In addition, we investigate emerging security threats unique to ZTFM-enabled systems and evaluate countermeasures, such as anomaly detection, adversarial training, and secure aggregation. Through this analysis, we highlight key open research challenges in terms of scalability, secure orchestration, interpretable threat attribution, and dynamic trust calibration. This survey lays a foundational roadmap for secure, intelligent, and trustworthy IoT infrastructures powered by FMs.
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